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Portfolio managers decide what a pool of money is invested in, within the mandate and risk limits agreed with clients or trustees. The role carries accountability for outcomes that are not fully controllable, and a large share of the work is explaining positioning and decisions to the people whose money it is.
Bachelor's degreeFinance, accounting and insurance
Financial advisors help people decide what to do with their money across saving, investing, protection, and retirement. The advice is regulated in most places, so the job involves documented suitability assessments and disclosures as well as conversations about goals and risk.
Varies by employer or jurisdictionFinance, accounting and insurance
Financial planners build long-range plans that pull saving, retirement, tax, protection, and estate considerations into one picture. The role overlaps with financial advising but is planning-led: the deliverable is a written plan with prioritised actions, often coordinated with a client's accountant or lawyer.
Bachelor's degreeFinance, accounting and insurance
Bank tellers handle everyday transactions at a branch counter and are usually the first person a customer speaks to. The work is fast, procedural, and closely controlled, because every transaction has to balance and identity and authorisation checks are not optional.
Short course or on-the-job trainingFinance, accounting and insurance
Personal bankers look after a set of retail customers, reviewing their accounts and arranging products such as savings, everyday lending, and insurance referrals. The role blends advice and sales, and it is bounded by suitability, disclosure, and record-keeping requirements.
Certificate or college diplomaFinance, accounting and insurance
Loan officers assess applications for credit and decide, or recommend, whether the lender should extend it and on what terms. The job sits between customer contact and credit discipline: the same file has to make sense to the borrower and hold up under audit.
Varies by employer or jurisdictionFinance, accounting and insurance
Mortgage brokers act between borrowers and lenders, matching a borrower's circumstances to products available across several lenders and taking the application through to completion. Because the advice is regulated in most places, disclosure of how the broker is paid and why a product was recommended is part of the job.
Certificate or college diplomaFinance, accounting and insurance
Credit analysts work out how likely a borrower or counterparty is to meet its obligations, and what the lender should require in return for taking that chance. The output is a written credit assessment that a committee can challenge, so the reasoning has to be explicit rather than intuitive.
Bachelor's degreeFinance, accounting and insurance
Insurance underwriters decide whether an insurer will take on a risk, on what terms, and at what price, working within guidelines and a delegated authority. The judgement is about the specific case in front of them, informed by data and policy wording rather than by a fixed formula.
Varies by employer or jurisdictionFinance, accounting and insurance
Claims adjusters investigate what happened, check it against the policy, and decide what the insurer owes. People are often dealing with a loss when they call, so the role needs both careful evidence work and the ability to hold a difficult conversation clearly.
Certificate or college diplomaFinance, accounting and insurance
Insurance brokers work for the client rather than the insurer, finding cover that fits what a person or business actually needs to protect. The job is part technical, understanding wordings and exclusions, and part relationship work, since renewals and claims support are where the value shows.
Varies by employer or jurisdictionFinance, accounting and insurance
Actuaries model uncertain future events such as claims, mortality, or longevity, and translate them into prices, reserves, and capital requirements. Qualification usually runs through a long series of professional examinations taken while working, and much of the job is defending assumptions rather than running models.
Bachelor's degreeFinance, accounting and insurance
Risk analysts identify what could go wrong for a portfolio or business line, measure how exposed it is, and make sure the people accountable actually see that picture. The role is analytical but also political: the findings are frequently unwelcome to the teams generating the exposure.
Bachelor's degreeFinance, accounting and insurance
Treasury analysts manage the money an organisation actually has moving: forecasting cash, funding shortfalls, investing surpluses, and keeping banking arrangements working. The work is time-critical, since a funding gap or a missed payment window has immediate consequences.
Bachelor's degreeFinance, accounting and insurance
Financial controllers run the accounting function: the close timetable, the reporting that comes out of it, the controls around it, and the team doing the work. The role is accountable for whether reported numbers are right, which makes it as much about process and people as about accounting technique.
Bachelor's degreeFinance, accounting and insurance
Program analysts examine how a funded program actually runs, who it reaches, whether it does what it was designed to do, and where it leaks time or money. The role sits between the policy that authorized a program and the operation that delivers it, and the output is usually an evaluation, a performance report, or a redesign recommendation.
Bachelor's degreeGovernment, policy and administration
City managers are the senior non-elected official in a local government. They carry out the decisions council makes, run the departments that deliver municipal services, and put the annual budget and major proposals in front of council. The role is accountable to elected members but operationally responsible for the whole organization.
Postgraduate or professional degreeGovernment, policy and administration
Office managers run the administrative operation of a workplace: the support staff, the supplies and facilities, the internal procedures, and the budget that covers them. They are usually the person who notices that a process is not working and redesigns it.
Certificate or college diplomaGovernment, policy and administration
Grants administrators run the process by which public or charitable funds are awarded and accounted for. They prepare the guidelines applicants must meet, coordinate assessment of applications, prepare funding agreements, and monitor whether recipients spend and report as they agreed.
Bachelor's degreeGovernment, policy and administration
Contract administrators manage agreements after they are signed: tracking what each party promised, processing variations and claims, and confirming that deliverables and invoices match the contract before payment. They are the organization's memory of what was actually agreed.
Certificate or college diplomaGovernment, policy and administration
Public procurement officers run the competitive processes through which a government body buys goods and services. The work is governed by rules on fairness, transparency, and trade obligations, so a large part of the job is documenting that the process was defensible as well as choosing a supplier.
Bachelor's degreeGovernment, policy and administration
Revenue officers work for a tax or revenue authority on accounts that are outstanding or disputed. They contact the person or business responsible, establish what is owed and why it has not been paid, and arrange a resolution within the powers the legislation gives them.
Bachelor's degreeGovernment, policy and administration
Registered nurses assess patients, plan and deliver nursing care, and coordinate that care with physicians, allied health staff, and families. The work mixes technical procedure with sustained human contact, and much of a shift is spent noticing small changes in a patient's condition and acting on them. Most posts involve rotating shifts and time on your feet.
Licensed practical nurses deliver hands-on nursing care within a scope of practice set by their regulator, usually alongside registered nurses and physicians. The work is heavily patient-facing (wound care, medications, observations, personal care), and is common in long-term care, community settings, and hospital wards.
Certificate or college diplomaHealthcare and clinical services