Occupation

Actuary

Actuaries model uncertain future events such as claims, mortality, or longevity, and translate them into prices, reserves, and capital requirements. Qualification usually runs through a long series of professional examinations taken while working, and much of the job is defending assumptions rather than running models.

Also known as: Actuarial analyst · Pricing actuary · Consulting actuary · Reserving actuary · Pensions actuary

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Occupation content

Part of Finance, accounting and insurance

A visual day in the work

What the work involves

  1. Build and maintain models of claims, mortality, longevity, or other contingencies.

  2. Set assumptions and test how sensitive results are to changing them.

  3. Price insurance or pension products and calculate the reserves held against them.

  4. Check data quality and completeness before it feeds a model.

  5. Prepare technical reports for boards, trustees, auditors, and regulators.

  6. Explain what the numbers mean to people without an actuarial background.

Entry-route stepper

How people commonly enter

  1. A degree in actuarial science, mathematics, statistics, economics, or a related quantitative subject.

  2. An actuarial trainee role with an employer that sponsors professional examinations.

  3. An actuarial apprenticeship or technician route leading into the professional exams.

  4. A postgraduate qualification in actuarial science after a quantitative first degree.

Typical training: Bachelor's degree

Licensing: Regulated in some jurisdictions. Confirm the current requirement with the regulator in your province, state, or country.

Pathways: Apprenticeship route

Work-context map

Typical work context

  • Desk based
  • Quiet focus
  • Team based
  • High responsibility

Desk based · Quiet focus · Team based · High responsibility

Related interests

  • Investigative (analytical)
  • Conventional (organizing)

Investigative (analytical) · Conventional (organizing)

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