Occupation

Insurance claims adjuster

Claims adjusters investigate what happened, check it against the policy, and decide what the insurer owes. People are often dealing with a loss when they call, so the role needs both careful evidence work and the ability to hold a difficult conversation clearly.

Also known as: Claims handler · Claims examiner · Loss adjuster · Claims representative · Claims investigator

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Occupation content

Part of Finance, accounting and insurance

A visual day in the work

What the work involves

  1. Open a file when a loss is first reported and gather the initial facts.

  2. Interview claimants, witnesses, and third parties and record their accounts.

  3. Inspect damage or instruct experts, engineers, or contractors to assess it.

  4. Compare the facts to policy wording, cover limits, and exclusions.

  5. Estimate the loss, negotiate a settlement, and document the basis for it.

  6. Refer suspected fraud or disputed liability to specialist teams.

Entry-route stepper

How people commonly enter

  1. A college diploma or degree in business, insurance, or a related field.

  2. On-the-job training in a claims department with an insurance institute qualification.

  3. An apprenticeship or trainee claims scheme with an insurer or adjusting firm.

  4. A move from customer service, trades, or investigation work into claims handling.

Typical training: Certificate or college diploma

Licensing: Regulated in some jurisdictions. Confirm the current requirement with the regulator in your province, state, or country.

Pathways: Apprenticeship route

Work-context map

Typical work context

  • Varied work
  • Client sites
  • Involves travel
  • Public facing
  • Desk based

Varied work · Client sites · Involves travel · Public facing · Desk based

Related interests

  • Investigative (analytical)
  • Conventional (organizing)
  • Social (helping)

Investigative (analytical) · Conventional (organizing) · Social (helping)

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Related learning

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Labour-market context (not part of exploration match)

This is broad family-level context for Finance, accounting and insurance in Canada, not a figure for Insurance claims adjuster. It does not affect matching scores and is not an eligibility determination.

This is a broad Finance, accounting and insurance family. Explore the official profile for the chosen occupation; entry education and training can differ within the family.

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Finance, accounting and insurance: education pathways

Some roles in Finance, accounting and insurance may be regulated. Confirm whether the specific role requires registration, certification, or a jurisdiction-specific licence.

Canada Job Bank Career Planning · Canada · Current official profile; consult source for its release period

Finance, accounting and insurance: licensing

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