Occupation

Anti-money-laundering analyst

Anti-money-laundering analysts review customers and transactions for signs of financial crime and decide which cases need to be escalated or reported. Most alerts turn out to have an ordinary explanation, so the skill is in investigating efficiently and writing up the reasoning so it survives regulatory scrutiny.

Also known as: AML analyst · Financial crime analyst · Transaction monitoring analyst · Compliance analyst (financial crime) · KYC analyst

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Occupation content

Part of Finance, accounting and insurance

A visual day in the work

What the work involves

  1. Work through alerts raised by transaction-monitoring and screening systems.

  2. Research customers, counterparties, and ownership using internal and open sources.

  3. Decide whether activity has a plausible explanation and record why.

  4. Escalate cases and draft suspicious activity or transaction reports.

  5. Carry out customer due diligence and sanctions screening checks.

  6. Maintain case records that stand up to audit and regulatory review.

Entry-route stepper

How people commonly enter

  1. A degree in criminology, law, finance, business, or a related field.

  2. A financial crime or AML certification taken while working in a compliance team.

  3. Progression from banking operations, customer onboarding, or fraud roles.

  4. A move from investigative work in policing, audit, or regulation.

Typical training: Bachelor's degree

Licensing: Certification common, not usually required

Work-context map

Typical work context

  • Desk based
  • Quiet focus
  • Team based
  • Remote capable

Desk based · Quiet focus · Team based · Remote capable

Related interests

  • Investigative (analytical)
  • Conventional (organizing)

Investigative (analytical) · Conventional (organizing)

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