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Internal auditors work inside an organisation, testing whether its controls and processes actually operate the way they are meant to. Findings normally go to senior management and an audit committee rather than to outside investors, and the work covers operational and compliance areas as well as financial ones.
Bachelor's degreeFinance, accounting and insurance
External auditors are engaged from outside an organisation to examine its financial statements and report whether they are fairly presented under the applicable framework. Work is organised into client engagements with concentrated reporting deadlines, and signing an audit opinion is a regulated act in many places.
Bachelor's degreeFinance, accounting and insurance
Financial planners build long-range plans that pull saving, retirement, tax, protection, and estate considerations into one picture. The role overlaps with financial advising but is planning-led: the deliverable is a written plan with prioritised actions, often coordinated with a client's accountant or lawyer.
Bachelor's degreeFinance, accounting and insurance
Credit analysts work out how likely a borrower or counterparty is to meet its obligations, and what the lender should require in return for taking that chance. The output is a written credit assessment that a committee can challenge, so the reasoning has to be explicit rather than intuitive.
Bachelor's degreeFinance, accounting and insurance
Claims adjusters investigate what happened, check it against the policy, and decide what the insurer owes. People are often dealing with a loss when they call, so the role needs both careful evidence work and the ability to hold a difficult conversation clearly.
Certificate or college diplomaFinance, accounting and insurance
Anti-money-laundering analysts review customers and transactions for signs of financial crime and decide which cases need to be escalated or reported. Most alerts turn out to have an ordinary explanation, so the skill is in investigating efficiently and writing up the reasoning so it survives regulatory scrutiny.
Bachelor's degreeFinance, accounting and insurance