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Financial analysts pull together financial and operating information so an organisation can judge how it is performing and what a decision would cost. Much of the day is spent in models and reporting tools, but the output is usually a recommendation someone has to be able to follow and challenge.
Bachelor's degreeFinance, accounting and insurance
Portfolio managers decide what a pool of money is invested in, within the mandate and risk limits agreed with clients or trustees. The role carries accountability for outcomes that are not fully controllable, and a large share of the work is explaining positioning and decisions to the people whose money it is.
Bachelor's degreeFinance, accounting and insurance
Actuaries model uncertain future events such as claims, mortality, or longevity, and translate them into prices, reserves, and capital requirements. Qualification usually runs through a long series of professional examinations taken while working, and much of the job is defending assumptions rather than running models.
Bachelor's degreeFinance, accounting and insurance
Risk analysts identify what could go wrong for a portfolio or business line, measure how exposed it is, and make sure the people accountable actually see that picture. The role is analytical but also political: the findings are frequently unwelcome to the teams generating the exposure.
Bachelor's degreeFinance, accounting and insurance
Treasury analysts manage the money an organisation actually has moving: forecasting cash, funding shortfalls, investing surpluses, and keeping banking arrangements working. The work is time-critical, since a funding gap or a missed payment window has immediate consequences.
Bachelor's degreeFinance, accounting and insurance