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Financial advisors help people decide what to do with their money across saving, investing, protection, and retirement. The advice is regulated in most places, so the job involves documented suitability assessments and disclosures as well as conversations about goals and risk.
Varies by employer or jurisdictionFinance, accounting and insurance
Personal bankers look after a set of retail customers, reviewing their accounts and arranging products such as savings, everyday lending, and insurance referrals. The role blends advice and sales, and it is bounded by suitability, disclosure, and record-keeping requirements.
Certificate or college diplomaFinance, accounting and insurance
