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Management accountants produce the internal numbers a business uses to decide what to do next: costings, budgets, forecasts, and margin analysis. Unlike reporting aimed at outsiders, most of the output goes to managers inside the organisation, so explaining the figures matters as much as producing them.
Bachelor's degreeFinance, accounting and insurance
Tax accountants handle the tax position of businesses and individuals with more complex affairs: compliance filings, provisions in the accounts, and advice on how planned transactions will be treated. A large part of the job is reading legislation and guidance carefully and applying it to a specific set of facts.
Bachelor's degreeFinance, accounting and insurance
Financial analysts pull together financial and operating information so an organisation can judge how it is performing and what a decision would cost. Much of the day is spent in models and reporting tools, but the output is usually a recommendation someone has to be able to follow and challenge.
Bachelor's degreeFinance, accounting and insurance
Investment analysts research companies, sectors, or instruments and form a view on what they are worth and what could change that. The output is usually a written recommendation supported by a valuation model, defended in front of portfolio managers, clients, or an investment committee.
Bachelor's degreeFinance, accounting and insurance
Financial planners build long-range plans that pull saving, retirement, tax, protection, and estate considerations into one picture. The role overlaps with financial advising but is planning-led: the deliverable is a written plan with prioritised actions, often coordinated with a client's accountant or lawyer.
Bachelor's degreeFinance, accounting and insurance
Credit analysts work out how likely a borrower or counterparty is to meet its obligations, and what the lender should require in return for taking that chance. The output is a written credit assessment that a committee can challenge, so the reasoning has to be explicit rather than intuitive.
Bachelor's degreeFinance, accounting and insurance